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If you don’t have a credit card, you may be asked for additional documentation to prove your identity or have to pay a security deposit to complete the transaction.

For security reasons, we recommend you to use a different password than your current Skype password. You will receive an e-mail with a confirmation link.Credit cards offer the most protection against fraudulent transactions; in many cases, you have no liability for fraudulent credit card charges as long as you report the fraud within a certain timeframe. On the other hand, you could be liable for up to 0 of fraudulent debit card charges, depending on how late you report the fraud.And if your cash is stolen from your wallet, you may never get any of it back.Perhaps their parents served as a cautionary tale or maybe the CARD Act’s rules governing credit cards for young adults, whatever the reason, these young consumers may have avoided credit card debt, but there are other downsides of never having a credit card.To have a credit score, you must have at least one account that’s been open and active for at least six months.

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